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Bob Williams

Life Insurance and Medicare Independent Agent | Broker

I've worked in financial services for over 18 years now and have helped thousands of clients find the right solutions to meet their needs. I am a military veteran (U.S. Marine Corps) with roots in Long Island, New York and have spent much of my life living in Arizona and California. My greatest passion in life is my family and I am fortunate to be the father of two great adult kids and five even better grandchildren.

Contact Info
Bob Williams Life Insurance and Medicare Independent Agent | Broker
bobwillinsure.com
Mobile: 480-409-2870
Resident license: 7929675
Licensed states:
Alabama Arizona California Kentucky Louisiana Maryland Michigan Missouri Nevada North Carolina Ohio Oregon South Carolina Tennessee Texas Virginia
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LIFE
Why Stay-at-Home Parents Should Consider Life Insurance Even if They Have No Income
• 11 min read
KEY POINTSMany financial experts advise buying life insurance to replace income.Stay-at-home parents typically do not have income that would need to be replaced.It may still be important to pay for life insurance for stay-at-home parents.Often, consu...
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LIFE
What Is A Reduced Paid-Up Life Insurance Policy Option?
• 11 min read
Life insurance is an important financial planning tool if you’re concerned about your loved ones being left in a tight spot if something happens to you. But what if you can no longer afford to pay the premiums to keep your coverage in place?Reduced p...
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MED
What Is Medicare And What Does It Cover?
• 11 min read
Medicare is the federal government health insurance program for people age 65 and older and younger people living with certain illnesses or disabilities. Its coverage plays an important role in containing medical costs as you age. But Medicare benefi...
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LIFE
Myths About Life Insurance That Hold Young People Back From Getting The Coverage They Need
• 11 min read
After my husband and I got married last year, our financial to-do list started to grow rapidly. All of a sudden, we found ourselves struggling to make decisions about how to combine our money, what joint investments we should make, and what kind of f...
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Unpacking Original Medicare
• 11 min read
When Medicare was originally signed into law in 1965 by President Lyndon B. Johnson, it had two complementary parts, A and B. These parts are known as Original Medicare. Part A covered procedures associated with hospital care, and Part B covered...
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IUL
Here’s Why You Might Lose a Chunk of Your Social Security Benefits
• 11 min read
Even if you save a nice amount of money for retirement during your career, there's a good chance you'll depend on Social Security to some degree during your golden years. Maybe those benefits will be used to pay your rent, maintain your car, or trave...
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LIFE
Ways To Maximize Life Insurance In Retirement Income Planning
• 11 min read
Life insurance is a fundamental risk management tool for a secure financial lifestyle. Primarily, it functions as an income replacement insurance product during an individual’s working years. In many cases, life insurance is set up to provide fi...
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IUL
What Is Universal Life Insurance?
• 11 min read
Universal life insurance is permanent life insurance coverage that stays in place your entire life (or as long as you pay premiums). When you die, your beneficiaries, or those you’ve chosen to receive the funds from your policy, will receive a death...
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LIFE
Life Insurance For Disabled Individuals
• 11 min read
Life insurance for people with disabilities can be more challenging to purchase. Life insurance companies are able to take health status into account. This means a disability can affect coverage options and policy costs. However, policies m...
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MED
Nearing age 65? What you need to know about Medicare
• 11 min read
KEY POINTSIf you don’t sign up for Medicare when first eligible and don’t have qualifying coverage elsewhere, you’ll pay life-long penalties for enrolling late.Some people are automatically enrolled and others need to take action on their own.Medicar...
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